Openway Indonesia


Looking for


OpenWay Group

OpenWay Group ( develops WAY4, an omni-channel digital banking and payment processing framework. WAY4 software solutions are used by over 130 banks, processors, payment switching, telecom and oil companies in Europe, the Americas, Asia, the Middle East and
Africa. We started with headquarters in Belgium in 1995 and have grown into a global company with 12 offices around the world.

Our portfolio consists of WAY4 Card and Merchant Management, ATM and POS Switching, e-Wallet,Mobile Payments, Tokenisation, Digital Banking, Payment Gateway, E-Commerce, DCC, Fuel Cards and other solutions. WAY4 covers both front- and back-office card and non-card processing and omni-channel service management.

WAY4 is the choice for companies looking for cost-efficient, real-time payment processing, product and service flexibility, speed-to-market, mobile and cloud innovations, scalability and high performance. Our clients rely on OpenWay’s expertise to migrate smoothly from rigid and expensive legacy systems to the modern WAY4 payment platform.

Our clients are tier-1 giants, mid-size players and ambitious start-ups, such as:

  • Equens, Western Europe – SEPA-acquiring of 0.6 million merchants on WAY4;
  • Savings Bank of Russia – issuing and acquiring back-office and authorisation switch for 144 million credit and debit cards on WAY4;
  • B1NK, Kazakshtan – digital-only bank for new generation, serving customers via mobile app, social networks and messengers on WAY4
  • SIX Payment Services, Switzerland – migrated issuing business of 38 financial institutions to WAY4 and launched mobile wallet for P2P money transfers on WAY4
  • Comdata, USA – corporate prepaid and signature debit cards on WAY4;
  • Network International – a Middle Eastern processing giant with over 60 banks supported on WAY4;
  • Credorax, named the Best Merchant Acquirer at MPE 2015 – a global e-commerce acquiring provider, serving both traditional and e-commerce merchants on WAY4;
  • Raiffeisenbank Int., Eastern Europe – a WAY4-based processing centre for 15 banks in different countries;
  • Bank Audi, MENA region – over 40 card products on WAY4, including NFC;
  • Halyk Bank of Kazakhstan – the innovator who launched the first Visa P2P Mobile Transfers in theworld by using WAY4 Issuing, Acquiring, Switch and Omni-Channel solutions;
  • Lukoil Intercard, Eastern Europe – an oil industry giant using WAY4 to support B2B fuel cards with integrated comprehensive loyalty services.

Live WAY4 installations operate to high performance levels, for example issuing and authorising 174 million cards on a single platform and processing 14.8 million POS/ATM clearing transactions daily by a single acquirer.

WAY4 solutions are certified by Mastercard, Visa, AMEX, Diners Club, JCB, UPI and PCI SSC Council (PA-DSS compliant). Known for our commitment to long-term relationships, OpenWay serves customers locally and provides global support. Today our team unites approximately 520 payment businesses, digital technologies and security professionals.

Frequently asked questions
Mengapa saya tidak bisa login?

Saya lupa username/password, Saya sudah menggunakan fitur "forgot password", mengapa saya masih gagal login juga?

Setelah registrasi saya telah melakukan verifikasi email tapi saya masih belum dapat melakukan login. Apa yang kurang?